Nagarlok - Quarterly Journal of Urban Affairs - A UGC-CARE Listed Journal

Published in Association with Indian Institute of Public Administration

Current Volume: 57 (2025 )

ISSN: 0027-7584

Periodicity: Quarterly

Month(s) of Publication: March, June, September & December

Subject: Social Science

DOI: https://doi.org/10.32381/NL

300

Nagarlok, a quarterly journal of Urban Affairs, is recognised under the UGC- Care list Group 1. It emphasis research and scholarly analysis on a range of urban themes: Urban life, metropolitan systems, city regions, urban planning and development, urban infrastructure, urban economy, urban environment and sustainability and urban policy. With a cutting-edge approach to linking theoretical development and empirical research, NAGARLOK encompasses key material from an unparalleled ranged of critical, comparative and geographic perspectives.

EBSCO

Director General, IIPA
Surendra Nath Tripathi

Joint Editor
Kusum Lata

Associate Professor
(Urban and Regional Planning) CUS,
IIPA, New Delhi


Members
V.N. Alok

Professor, Urban Finance
IIPA, New Delhi


P.S.N. Rao

Professor, Housing School of Planning and Architecture
New Delhi


Charru Malhotra

Professor, e-Governance & ICT IIPA,
New Delhi


O.P. Mathur

Professor, Urban Governance Institute of Social Sciences
New Delhi


Sachin Chowdhry

Associate Professor
Public Administration IIPA,
New Delhi


K.K. Pandey

Professor, Urban Management IIPA,
New Delhi


Amit Singh

Assistant Professor
Urban Development IIPA,
New Delhi


Hitesh Vaidya

Director, NIUA


Copy Editor
Usha Jha

IIPA


Volume 57 Issue 2 , (Apr-2025 to Jun-2025)

Fiscal Decentralisation and Reforms Implementation: A Comparative Analysis of Two Indian Cities

By: Ramakrishna Nallathiga

Page No : 125-145

Abstract
Urban Local Governments (ULGs) are an important and integral part of the federal system of government in India. For a long time, they were under the control of State governments and were not functioning autonomously with regard to fiscal and administrative decision-making. The 74th Constitutional Amendment Act (CAA) was enacted to give more autonomy to the ULGs with regard to fiscal and institutional management that would pave the way for decentralisation. The Jawaharlal Nehru National Urban Renewal Mission (JNNURM) attempted to take forward the implementation of 74th CAA by suggesting the implementation of several reform measures as mandatory for accessing funding support under its mission. In this context, the paper is an attempt to analyse the fiscal decentralisation and reforms implementation with reference to two Indian cities – Hyderabad and Pune. The study traces the efforts made to promote fiscal decentralisation in India and impediments they face while achieving them, especially at the state government level. Later, it analyses the grant funds patterns and trends and reviews the progress of the select study cities with reference to decentralisation reforms implementation. The results imply the need for furthering decentralisation through fiscal support to the ULGs as well as reform implementation commitment from the upper-tier governments.

Author
Ramakrishna Nallathiga,
Faculty Member, School of Real Estate and Facilities Management, NICMAR University, Pune.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.1

Price: 251

Financial Literacy among the Urban Poor in Punjab: Evidence, Gaps, and Policy Imperatives

By: Manish Jain , Pawan K. Taneja , A. K. Vashisht

Page No : 146-157

Abstract
This paper examines the level of financial literacy and inclusion among the urban poor in Punjab, India, with a specific focus on the Bottom-of-the-Pyramid (BOP)
households earning less than ₹20,000 per month. Employing a descriptive research design and a multi-stage sampling strategy across urban areas in ten districts, the study surveyed 500 respondents using a structured questionnaire based on internationally recognised financial literacy parameters. The analysis reveals a critical gap in financial awareness, with over 71 per cent of respondents scoring low on essential financial concepts, including inflation, interest compounding, the time value of money, and diversification. The findings highlight the role of socio-economic determinants—particularly low educational attainment, informal employment, and limited digital access—in perpetuating financial exclusion. The study underscores that inadequate financial literacy not only restricts informed decision-making but also hinders the effective utilisation of formal banking services and government welfare schemes. Drawing on global frameworks and national financial education strategies, the paper proposes targeted, gender-sensitive, and digitally enabled interventions to enhance financial literacy. The study contributes to the literature by offering empirical insights and policy recommendations relevant to both scholars and practitioners in the field of urban financial inclusion.

Authors
Manish Jain, Ph.D. Scholar, Maharaja Agrasen University, Baddi, HP.
A. K. Vashisht, Director, School of Management, Maharaja Agrasen University, Baddi, HP.
Pawan K. Taneja, Faculty, Indian Institute of Public Administration, New Delhi.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.2

Price: 251

Reconceptualising Urban Green Spaces as Learning Environments

By: Mayank Bhardwaj

Page No : 158-169

Abstract
Engagement with nature in educational settings has been acknowledged to improve cognitive abilities and fostering emotional well-being by alleviating stress and anxiety in students. Moreover, green spaces promote social connections, encourage collaboration, improve personal well-being and enhance the cultivation of positive behavioural traits. It encourages pro-social behaviour and reduces feelings of social isolation thereby contributing to personal growth. This paper examines the advantages of incorporating green spaces into urban schools, highlighting their significance as essential learning environments that transcend conventional classroom limits. It also highlights the challenges faced by the schools in urban areas in terms of space constraints and also delineates the effect of these challenges on the students’ overall well-being and academic performance. This paper promotes a comprehensive strategy for efficient space management and creative educational planning that emphasises green spaces as vital elements of healthy, inclusive, and sustainable learning environments. Integrating nature into urban schooling can lead to holistic and enriching experience, improved well-being for both teachers and students, and the inculcation of a value system that promotes sustainability.

Author
Dr. Mayank Bhardwaj,
Ph.D., University of Delhi.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.3

Price: 251

Bridging Policy, Practice, and People: A Governance Perspective on Bengaluru’s Waste Management

By: Dipak Mandal

Page No : 170-187

Abstract
The research paper explores the complex dynamics of waste management in Bengaluru, emphasising the roles and challenges faced by various stakeholders.The study scrutinises the collaborative efforts of activists, resident welfare associations, non-governmental organisations, and government bodies in advancing sustainable waste management practices. The research comprehensively analyses stakeholders’ interactions and their impact on policy and practice by employing a mixed-method approach and utilising both primary and secondary data. The primary objective is to offer actionable insights to develop effective waste management strategies. Furthermore, the research aims to stimulate community-driven initiatives to address the specific challenges Bengaluru faces in achieving sustainable waste management. This exploration contributes to the broader discourse on effective urban waste management strategies, underscoring the critical importance of stakeholders’ involvement in promoting sustainable practices within urban settings.

Author
Dipak Mandal, PhD in Development Studies, Centre for Research in Urban Affairs (CRUA), Institute for Social and Economic Change (ISEC), Dr V K R V Rao Road, Nagarabhavi Post, Bengaluru, Karnataka, India.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.4

Price: 251

Understanding Vulnerable Road Users’ Plight through Crash Data: Insights from Amritsar City

By: Arbab Ahmad , Gopal K. Johari

Page No : 188-202

Abstract
Amritsar is one of the most celebrated religious cities in the world where millions of devotees and tourists not only come to pay their respects but also to explore the culture that was infused by the Gurus some 550 years ago. It becomes important to know and assess the condition of Vulnerable Road Users (VRUs) within the City itself and upgrade the infrastructure as per the scientific and data-driven evaluation. This paper analyses 2018–2022 road accident data from Amritsar City to assess the vulnerability of two-wheelers, pedestrians, and cyclists (VRUs). VRUs accounted for a critical 80 per cent of total victims, dominated by two-wheeler riders (49%) and pedestrians (24%). While the 2020 pandemic reduced crashes, the post-pandemic phase saw a 130 per cent surge in serious injuries caused by two-wheelers by 2022. The pedestrian risk is exacerbated by hit-and-run incidents, which comprise 74 per cent of crashes and 72 per cent of fatalities in this category. These results underscore a systemic governance and infrastructure failure, necessitating urgent modal prioritisation, physical segregation, and targeted enforcement to mitigate catastrophic risk (Census of India, 2011).

Authors
Arbab Ahmad, Research Scholar, GRD School of Planning, GNDU, Amritsar.
Dr. Gopal K. Johari, Associate Professor, GRD School of Planning, GNDU, Amritsar.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.5

Price: 251

Gender, Soil Health, and Energy Economics: A Comprehensive Analysis of Rural- Urban Dynamics and Sustainable Development

By: Priti Rana , Amna Mirza

Page No : 203-215

Abstract
The current study examines the intersection of gender, soil health, and energy economics, highlighting the crucial role women play in the conservation and production of soils, particularly within rural settings. This work addresses issues related to soil management practices and traditional gender roles, and examines how the challenges caused by urbanisation affect the soil resources of the countryside. Through a mixedmethods approach based on case studies, interviews, and data analysis, the paper identifies key strategies to foster both equitable and sustainable solutions in the rural and urban contexts. Evidence shows that empowering women through their land rights, education access, and participation in policy formulation significantly enhances soil health management and energy sustainability. This study provides a sharp critique of policies, researchers, and practitioners who intend to come up with more inclusive and effective solutions for the problems of soil health and energy economics.

Authors
Dr. Priti Rana, Assistant Professor, Faculty of Law, University of Delhi.
Dr. Amna Mirza, Associate Professor SPM College, University of Delhi.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.6

Price: 251

Accessibility Characteristics of Healthcare Facilities of Different Hierarchies in Baghpat District, Uttar Pradesh, India

By: Ayush Jain , Sewa Ram

Page No : 216-242

Abstract
Accessibility in healthcare comprises five key dimensions addressing both spatial and non-spatial factors: availability, physical accessibility, affordability, adequacy, and acceptability. The study conducted by the authors, identified factors associated with healthcare access through a global literature review and analysis in the Indian scenario. India offers universal free healthcare; assuming financial barriers are the main hurdle, however, a significant gap persists in the consistent use of public healthcare services. This paper aims to identify the accessibility factors affecting healthcare utilisation in India. A comprehensive review of existing research to outline commonly cited healthcare factors, followed by a socio-spatial analysis of user travel at healthcare facilities, has been done by the authors for their study. The present paper aims to understand what impedes equitable access and suggest ways to strengthen healthcare delivery systems beyond addressing affordability alone. Results identify the importance of healthcare infrastructure and transport availability in improving health outcomes.

Authors
Ayush Jain, Ph.D. Scholar, Department of Transport Planning, School of Planning & Architecture, New Delhi, India.
Dr. Sewa Ram, Professor, Department of Transport Planning, School of Planning & Architecture, New Delhi, India.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.7

Price: 251

Kerala’s Urban Transition: Exploring the District–Level Dynamics

By: Smitha Pavianose

Page No : 243-259

Abstract
Urbanisation involves a transition from dispersed human settlements to concentrated urban centres. This process is finite and represents a cycle through which nations evolve from agrarian to industrial societies. India, as a developing country, is experiencing rapid urbanisation. Kerala is distinct among Indian states due to its unique urbanisation process and the challenges that come with it. Unlike other states, Kerala’s urbanisation is not confined to specific cities and towns; instead, the entire state exhibits an urban-rural continuum. This rapid urbanisation in Kerala is driven not by industrialisation, but by significant expansion in the service sector. This paper aims to explore the urbanisation process in Kerala at both the state and district levels, analysing the dynamics involved. It is hypothesised that economic and demographic factors influence the degree of urbanisation in Kerala.

Author
Smitha Pavianose,
Assistant Professor, Department of Economics, Christian College Kattakada, Thiruvananthapuram, Kerala, India.
 

DOI : https://doi.org/10.32381/NL.2025.57.02.8

Price: 251

Instruction to the Author

This is intended as a guide for authors submitting a manuscript to NAGARLOK and as an aid to the preparation of the final copy of accepted articles.

Manuscript
• Manuscript should be in MS Word format. This should include the name, email ID and the institutional affiliation of the author(s).
• Manuscripts in English should use British spelling and typographical conventions.
• The maximum word limit is 6000 words only (all inclusive).

Articles
• There should be no line spaces between paragraphs.
• Notes should be listed at the end of the main text.
• Manuscripts should be typed in Times New Roman, font size 12, each page numbered.

Punctuation and Abbreviations
• Single quotation marks should be used to enclose actual quotes from other sources or for technical terms when they are first introduced. On subsequent mention of technical terms, no quotation marks should be used. Excessive use of quotation marks should be avoided.
• Double quotation marks are used to enclose quotes within text which is itself quoted.
• Latin abbreviations such as ‘i.e.’ or ‘e.g.’ are acceptable only in expressions within parentheses, as here: ‘adjectives which collocate with fare (e.g. wholesome, simple, country) ...’ Elsewhere, they should be replaced by their English equivalents, ‘that is’ or ‘for example’. Italic should not be used for such abbreviations or for such common Latin expressions as ‘ad hoc’, et al., etc.
• Numbers up to 9 and vaguely expressed numbers should be spelled out in words. However, any numbers in a statistical context, precise numbers, units of measurement, and numbers above 100 should be stated in figures.

Table and Figures
• Every table should be given a number and brief title or caption set above the body of the table and source at the bottom.
• Figures are also given a number and a caption, set above the body of the figure and source at the bottom.
• Avoid such expressions as ‘In the following table ...’, As can be seen in the figure above ...’ In the printed version these elements may need to be repositioned due to constraints of page layout, always after the first mention of the Table or Figure number in the text.
• Source of figures should be given at the end of the table.
• All the figures should be conducive for monochromatic printing. • Instead of using shades of black, use patterns.
• The legend boxes should be big enough so that pattern is clearly visible.

Text References
• Page references should be provided when reference is made to a specific passage in a book or article. These appear after the date of publication and are preceded by a colon and a single space: Jefferson (1996: 296- 299) or Cowie (1999: 79).
• All works cited in the running text must be listed in the reference section at the end of the text.
• The reference section should include only those works that were cited in the text. Whenever possible, please give the full first names of authors and editors.
 

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